Our Products & Services....
We provide in-house lending and underwriting services and specialize in FHA, VA, FNMA & FHLMC lending. The breadth of our multi-state and multi-investor platform enables us to provide customized solutions to meet the diverse needs of our clients.
We also have access to exclusive portfolio lending programs that provide funding for special property types.
Outlined below are some of the mortgage products we offer...
- FNMA - Fannie Mae
- FHLMC - Freddie Mac
- HARP Programs - Refinance even if your home is "underwater"
- FHA - Direct Endorsed Government Lending Programs
- VA - 100% Financing for Service Members
- USDA - 100% Financing for First Time Home Buyers
- Niche Products
- Jumbo Lending Programs
- Jumbo Portfolio Programs
- Fixed Rate Mortgages - You choose your term 10yr, 15yr, 20yr, 25yr, 30yr
- Adjustable Rate Mortgages - Fixed periods from 6 months to 10 years
- Commercial Lending Programs
- Interest Only Mortgages
- Debt Consolidation Loans - Via Cash Out Refinance
- Home Improvement Loans - Take a moment to View our Repair and Restore Program
- Construction Loans - Ground up or lot release
- Refinancing and Consolidation of 1st or 2nd Mortgages
Expedited pre-approval process – with the ability to provide fully backed Pre-Approval Letters, Poli provides you with the clout you need to get the attention of real estate agents and property sellers. Click here to start your pre-approval application.
Streamlined application process – either on-line or in person – our on-line application enables you to start the loan application process at a time convenient for you. If you prefer, a loan officer will come to your home to meet with you personally and walk you through the application process.
Convenient Locations - we have offices throughout Massachusetts and up and down the East Coast. Poli is licensed in Maine, Vermont, New Hampshire, Rhode Island, Connecticut, Maryland, Pennsylvania, Virginia, Kentucky, North Carolina, Tennessee, Georgia, Alabama and Florida locate a Poli Mortgage Branch closest to you.
Valued Realtor relationships - once you are pre-approved for a mortgage, we'll refer a fantastic realtor to work with.
Rate-lock programs – enables borrowers to lock-in at their desired rate for their desired period of time.
In-house processing, underwriting, closing and post-closing departments - enable us to assist you through the entire mortgage experience and close your loan quickly and efficiently. As a Direct Lender, we have full control of the entire process.
Exemplary personal service – our loan officers and operations team are dedicated to serving your needs, and making the home purchase or refinance process as easy as possible. Your loan officer will guide your loan through the process to closing, and will always be accessible for questions. See why our clients named us the Best Rated Mortgage Lender around.
Settlement agent relationships – customer service oriented offering the convenience of closing at your home, office or most any convenient location.
Quality Control - enterprise-level commitment to quality control at all phases of the mortgage loan process, implemented by company-wide compliance and Quality Control Department.
Lowest No Points/No Closing Cost Rates - We work with over 35 banks enabling us to search for the best program and rate for your situation. Because of our large volume of loans, we receive the most competitive rates from each bank and are able to offer true no points/no closing cost loans.