Current Rates as of 02/11/2011


Loan Program Rate APR Points Description
Conf Fixed 30 5.125 5.208 0.500 Conforming loan amount. 30 year fixed rate. Full Documents. LTV to 95%
Conf Fixed 15 4.375 4.494 0.375 Conforming loan amount. 15 year fixed rate. Full Documents. LTV up to 95%
FHA Fixed 30 4.875 5.002 1.000 Fixed for 30 years
FHA Fixed 15 4.250 4.462 1.000 Fixed for 15 years
Conf ARM 3/1 3.750 3.843 0.750 Conforming Loan 3/1 LIBOR ARM 5-2-5 Caps Full Documents Max. LTV 95%
Jumbo ARM 3/1 3.750 4.679 0.750 Loan Amounts up to $1,000,000 3/1 ARM 5-2-5 Caps Full Document LTV up to 80%
Conf ARM 5/1 3.750 4.571 0.750 Conforming loan amount 5/1 LIBOR ARM 5-2-5 Caps Full Documents LTV up to 95%
Jumbo ARM 5/1 3.750 4.571 0.750 Loan Amounts up to $1,000,000 5/1 ARM 5-2-5 Caps Full Document LTV up to 80%
Conf ARM 7/1 4.500 4.760 0.750 Conforming loan amount 7/1 LIBOR ARM 5-2-5 Caps Full Documents LTV up to 95%
Jumbo ARM 7/1 4.500 4.760 0.750 Loan Amounts up to $1,000,000 7/1 ARM 5-2-5 Caps Full Document LTV up to 80%
Jumbo Fixed 15 4.500 4.677 0.750 Loan Amounts up to $1,000,000 15 Year Fixed Full Document LTV up to 80%
Jumbo Fixed 30 5.625 5.757 1.000 Loan Amounts up to $1,000,000 30 Year Fixed Full Document LTV up to 80%

Assumptions: Rates and fees are based on a conforming loan amount of $250,000 and a Jumbo loan amount of $450,000.
Rates assume borrower is paying all closing costs.
The rates displayed are subject to change without notice.