What is the Community First Program?

The Community First program was created to give back to those who serve and protect their communities. This program allows us to show appreciation to an amazing group of individuals. Community First is a benefit program designed to provide money saving discounts on mortgage transactions to members of the military, police, fire fighters, educators and school system employees, first responders, as well as medical industry personnel.

In addition to Poli’s competitive mortgage rates, this program allows us to provide further discounted services to qualifying home borrower loans.

The Future of Community First

Our mission at Poli Mortgage Group is to provide 5-star customer service and extremely competitive mortgage rates.

By providing mortgage loan discounts through this program, we can ensure that future generations are rewarded and valued for serving and protecting their community and country.

Who is Eligible for this Program?

Anyone who works in the sectors below may qualify for exclusive discounts on our mortgage loan products. Please contact us to see if you qualify.

Contact Us
Military Icon
Military – All branches, Active Duty, Veterans and Reserves
Police Icon
Law Enforcement
Firefighter Icon
Hospital Icon
EMS/First Responders
Teacher Icon
Certified teachers and administrators
Medical Icon
Medical Personnel (Doctors, Nurses)

How Does it Work?

If you work in one of the qualifying sectors, then you can sign up for our Community First program to receive discount mortgage loan credits at no cost to you.

How You Benefit

Once you’re enrolled in the program, 100% of discount credits go to the home borrower.

Savings on Home Purchases

Community First Contributions

Logo $250

Participating Buyer's Realtor $375

Participating Closing Agent $250

Total Contribution $875

Total Borrower Credit $875

Assumptions: Participating agents and closing attorneys must be approved by Poli Mortgage. Borrowers must meet standard underwriting guidelines.Refinances eligible for $250 credit from Poli Mortgage Group

Call Us to Enroll and Start Saving Money Today!

Toll Free: 781-232-8000

Contact our office Monday through Friday at 781-232-8000 from 9 a.m. to 5 p.m. and speak to one of our friendly representatives to learn more about enrolling in our Community First Program.

Realtors or Attorneys interested in partner marketing may contact us to learn more.

Borrower Eligibility Requirements

Loan is subject to standard underwriting guidelines and procedures. Example of documentation that will be needed includes (but is not limited to): W-2s, Paystubs, Asset Statements, Checking and Savings, or retirement statement.

Eligible Mortgage Purpose

Purchase mortgages eligible for full credit. Refinances eligible for credit from Poli Mortgage Group only.

Eligible Mortgage Property Type

Single Family, 2-4 units and condominiums that are primary or second homes. Investment properties not eligible.

This offer cannot be combined with any other offer.

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©2024 Poli Mortgage Group. All Rights Reserved.

Poli Mortgage Group is a Division of radius financial group inc. Corporate NMLS #1846. radius financial group inc. is an Equal Housing Lender. Poli Mortgage Group is licensed in CT, FL, ME, MA, NH. For more licensing information please visit: https://polimortgage.com/licenses/ or by visiting www.nmlsconsumeraccess.org. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs rates, terms and conditions are subject to change and are subject to borrower qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

* This radius Pre-Approval/Credit Commitment Promise Contract ("Promise") is made and entered into, as of the date of the last signature below, by and between radius financial group inc. ("radius" or "Lender"), and the below-named Buyer and Seller. In consideration of Seller's reliance on this Promise in entering into a real estate purchase transaction with Buyer, the Parties agree as follows:

PROMISE TO SELLER. In the event that a Seller is induced to accept an offer from, and enter into a purchase and sale agreement with, a radius borrower on account of this Promise in connection either with (a) a radius Pre-Approval or (b) a radius Credit Commitment and the Buyer is unable to close on such Eligible Transaction due to a mistake made by radius (with accurate and up-to-date information) on such Pre-Approval/Credit Commitment (a "Bad Pre-Approval"), then radius shall pay Seller ten thousand dollars ($10,000), subject to the terms and conditions herein as Seller's sole remedy.

PROMISE TO BUYER. In the event that radius issues a Bad Pre-Approval to Buyer on an Eligible Transaction, radius will reimburse Buyer reliance expenses up to one thousand dollars ($1,000) for a home inspection, appraisal, or legal expenses actually paid out-of-pocket by Buyer, subject to the terms and conditions herein. This payment shall be Buyer's sole remedy.

ELIGIBLE TRANSACTION. For purposes of this Promise, an "Eligible Transaction" is a purchase money mortgage transaction for a primary residence (made on or after April 1, 2018) (not made to a radius employee or immediate family member), provided that the loan is a Conventional, USDA, VA, or FHA loan product for either (i) an existing home resale or (ii) a newly constructed home that is to be delivered and closed within ninety (90) days of the P&S.

CONDITIONS. The applicable radius Pre-Approval must not have expired prior to the date of the P&S. Offers/P&Ss cancelled due to home inspection issues or title defects are not covered under this Promise, and this Promise is void if a Bad Pre­Approval is the result of: (i) a change in Buyer's financial position, (ii) property specific requirements or expenses (e.g. homeowner's association dues/fees, flood insurance, or property taxes), or (iii) loan product availability or underwriting requirements, or third-party actions outside of radius' control.

FUNDS DISBURSEMENT. Any funds due and payable under this Promise will be paid if requested by Buyer or Seller in writing within 90 days of the date of an applicable Adverse Action Notice and accompanied by a fully-executed copy of this Promise. Any payments made under this Promise will be reported to the Internal Revenue Service by radius on a Form 1099-MISC or as otherwise required by then-applicable law. Please consult your tax advisor for any tax implications.