Mortgage Discount Program for Employees of AIDS Action Committee & Fenway Health

Program Overview

Poli Mortgage is offering employees of AIDS Action Committee and Fenway Health money-saving discounts on qualified home purchase and refinance loans. Borrowers will get additional savings on top of Poli’s existing low rates and closing costs.

How Does it Work?

Employees (full or part-time) contact Poli Mortgage Group directly. Upon speaking with a loan officer, employees would simply need to mention the employee benefit program through their employer. Poli Mortgage Group would then validate the borrower’s current employment with the company. Once verified, employees are eligible to receive discount credits on their mortgage transaction.

SEE THE SAVINGS!

Employees are eligible to receive the below credit amounts for their mortgage transaction. Employees would automatically receive Poli Mortgage’s discount. If employees use a partner closing agent and/or realtor, additional credits are available as outlined below.

Credits can be used towards mortgage costs such as closing costs, escrows and home owners’ insurance.

	Savings on Home Purchases	Savings on Refinances
Poli Mortgage	$250	$250
*Closing Agent	$250	N/A
** Buyer’s Realtor	$250	N/A
TOTALS	$750	$250

*Participating closing attorneys and **realtors must be approved by Poli Mortgage Group

Get Started Today!

We encourage you to check out our everyday low rates and costs for your home purchases or refinance. You can get a personalized rate & closing cost quote on our website 24/7 – no personal information required. Remember, the above discount is ON TOP of our everyday low costs!

Ready to speak to an experienced loan officer? Call us at 888-727-1068 or contact us here.

Borrower Eligibility Requirements

Loan is subject to standard underwriting guidelines and procedures. Example of documentation that will be needed includes (but is not limited to): W-2s, Paystubs, Asset Statements, Checking and Savings, or retirement statement.

Eligible Mortgage Purpose

Purchase mortgages eligible for full discount. Refinances eligible for Poli Mortgage Group discount.

Eligible Mortgage Property Type

Single Family, 2-4 units and condominiums that are primary, second or investment homes.

This offer cannot be combined with any other offer.

Poli Mortgage Group is a Division of radius financial group inc. Corporate NMLS #1846. radius financial group inc. is an Equal Housing Lender. Poli Mortgage Group is licensed in CT, DC, FL, ME, MD, MA, NH, PA and RI. For more licensing information please visit: https://polimortgage.com/licenses/ or by visiting www.nmlsconsumeraccess.org. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs rates, terms and conditions are subject to change and are subject to borrower qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

* This radius Pre-Approval/Credit Commitment Promise Contract ("Promise") is made and entered into, as of the date of the last signature below, by and between radius financial group inc. ("radius" or "Lender"), and the below-named Buyer and Seller. In consideration of Seller's reliance on this Promise in entering into a real estate purchase transaction with Buyer, the Parties agree as follows:

PROMISE TO SELLER. In the event that a Seller is induced to accept an offer from, and enter into a purchase and sale agreement with, a radius borrower on account of this Promise in connection either with (a) a radius Pre-Approval or (b) a radius Credit Commitment and the Buyer is unable to close on such Eligible Transaction due to a mistake made by radius (with accurate and up-to-date information) on such Pre-Approval/Credit Commitment (a "Bad Pre-Approval"), then radius shall pay Seller ten thousand dollars ($10,000), subject to the terms and conditions herein as Seller's sole remedy.

PROMISE TO BUYER. In the event that radius issues a Bad Pre-Approval to Buyer on an Eligible Transaction, radius will reimburse Buyer reliance expenses up to one thousand dollars ($1,000) for a home inspection, appraisal, or legal expenses actually paid out-of-pocket by Buyer, subject to the terms and conditions herein. This payment shall be Buyer's sole remedy.

ELIGIBLE TRANSACTION. For purposes of this Promise, an "Eligible Transaction" is a purchase money mortgage transaction for a primary residence (made on or after April 1, 2018) (not made to a radius employee or immediate family member), provided that the loan is a Conventional, USDA, VA, or FHA loan product for either (i) an existing home resale or (ii) a newly constructed home that is to be delivered and closed within ninety (90) days of the P&S.

CONDITIONS. The applicable radius Pre-Approval must not have expired prior to the date of the P&S. Offers/P&Ss cancelled due to home inspection issues or title defects are not covered under this Promise, and this Promise is void if a Bad PreApproval is the result of: (i) a change in Buyer's financial position, (ii) property specific requirements or expenses (e.g. homeowner's association dues/fees, flood insurance, or property taxes), or (iii) loan product availability or underwriting requirements, or third-party actions outside of radius' control.

FUNDS DISBURSEMENT. Any funds due and payable under this Promise will be paid if requested by Buyer or Seller in writing within 90 days of the date of an applicable Adverse Action Notice and accompanied by a fully-executed copy of this Promise. Any payments made under this Promise will be reported to the Internal Revenue Service by radius on a Form 1099-MISC or as otherwise required by then-applicable law. Please consult your tax advisor for any tax implications.

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