Poli Mortgage

781-232-8000

Let Poli Mortgage Group help you every step of the way!

Interested in refinancing your home loan in order to reduce your monthly payment or interest rate, liquidate some of your home’s
equity, or pay off an oustanding debt?
The Refinancing Process – 3 Simple Factors
  1. Home Value – desired mortgage
    value against estimated appraised
    value of your home.
  2. Credit Score – how is your credit
    score since you took out the mortgage
    you’re looking to refinance?
  3. Debt Ratio – has your income and
    monthly expenses remained the same
    or increased.
Get a free rate quote by filling in some basic information. One of our loan experts will contact you immediately. You can also call us directly at 781-232-8000.

Disclaimer:

* We don’t have all your information, therefore the rate and payment results you receive may not reflect your actual situation. This form does not constitute eligibility for lending. We offer many different loan options to fit your needs. To get the most accurate results for your specific situation please call 781-232-8000 to talk to one of our licensed mortgage consultants. Mortgage rates are subject to change at any time.

Rates and closing costs are based on the limited information input by borrower and verification of all required information is necessary. Until you lock your rate, APR and terms are subject to change, including rates, points, rebates and fees. Closing costs can vary based on county and state of residence. Total monthly payments do not include your real estate taxes, hazard insurance, or condo association fees if applicable. The quotes assume that borrower will escrow hazard insurance and real estate taxes. Third party fees (ex. Settlement agent) honored only if preferred providers are assigned by Poli Mortgage Group. Payments for optional closing items such as Owner's Title Insurance and other funds needed to close a loan such as homeowners insurance, property taxes and escrows are the full responsibility of the borrower.

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©2024 Poli Mortgage Group. All Rights Reserved.

Poli Mortgage Group is a Division of radius financial group inc. Corporate NMLS #1846. radius financial group inc. is an Equal Housing Lender. Poli Mortgage Group is licensed in CT, FL, ME, MA, NH. For more licensing information please visit: https://polimortgage.com/licenses/ or by visiting www.nmlsconsumeraccess.org. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs rates, terms and conditions are subject to change and are subject to borrower qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

* This radius Pre-Approval/Credit Commitment Promise Contract ("Promise") is made and entered into, as of the date of the last signature below, by and between radius financial group inc. ("radius" or "Lender"), and the below-named Buyer and Seller. In consideration of Seller's reliance on this Promise in entering into a real estate purchase transaction with Buyer, the Parties agree as follows:

PROMISE TO SELLER. In the event that a Seller is induced to accept an offer from, and enter into a purchase and sale agreement with, a radius borrower on account of this Promise in connection either with (a) a radius Pre-Approval or (b) a radius Credit Commitment and the Buyer is unable to close on such Eligible Transaction due to a mistake made by radius (with accurate and up-to-date information) on such Pre-Approval/Credit Commitment (a "Bad Pre-Approval"), then radius shall pay Seller ten thousand dollars ($10,000), subject to the terms and conditions herein as Seller's sole remedy.

PROMISE TO BUYER. In the event that radius issues a Bad Pre-Approval to Buyer on an Eligible Transaction, radius will reimburse Buyer reliance expenses up to one thousand dollars ($1,000) for a home inspection, appraisal, or legal expenses actually paid out-of-pocket by Buyer, subject to the terms and conditions herein. This payment shall be Buyer's sole remedy.

ELIGIBLE TRANSACTION. For purposes of this Promise, an "Eligible Transaction" is a purchase money mortgage transaction for a primary residence (made on or after April 1, 2018) (not made to a radius employee or immediate family member), provided that the loan is a Conventional, USDA, VA, or FHA loan product for either (i) an existing home resale or (ii) a newly constructed home that is to be delivered and closed within ninety (90) days of the P&S.

CONDITIONS. The applicable radius Pre-Approval must not have expired prior to the date of the P&S. Offers/P&Ss cancelled due to home inspection issues or title defects are not covered under this Promise, and this Promise is void if a Bad Pre­Approval is the result of: (i) a change in Buyer's financial position, (ii) property specific requirements or expenses (e.g. homeowner's association dues/fees, flood insurance, or property taxes), or (iii) loan product availability or underwriting requirements, or third-party actions outside of radius' control.

FUNDS DISBURSEMENT. Any funds due and payable under this Promise will be paid if requested by Buyer or Seller in writing within 90 days of the date of an applicable Adverse Action Notice and accompanied by a fully-executed copy of this Promise. Any payments made under this Promise will be reported to the Internal Revenue Service by radius on a Form 1099-MISC or as otherwise required by then-applicable law. Please consult your tax advisor for any tax implications.