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Get the same report your lender has access to.

Don't miss important details on your credit report!

Get an accurate mortgage
credit score in minutes.
The credit scores consumers see are often higher than what a lender sees, giving you a false sense of what mortgage rates you qualify for.
That's because consumers often don't get FICO scores. As a lender, we go through TransUnion, Equifax and Experian to obtain an accurate credit score used to determine your mortgage rate.
This is an industry accepted standard and you can obtain a FICO score easily with Poli Mortgage Group.
It's a one-time fee that will be applied towards your mortgage application with Poli Mortgage Group for 120 days.

Joint Report: $50
Individual Report: $40
Get Started Today
It only takes a few minutes.


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    *The mortgage credit report is valid for 120 days for a loan application only with Poli Mortgage Group. The fee is credited to the cost of the mortgage loan application with our company. Once you pay the fee for the credit score you do not have to pay again.

    Disclaimer: Poli Mortgage Group is dedicated to the security of your personal information. All contact information on this page will be reviewed by a loan officer working with Poli mortgage Group. Once you click Start My Credit Report, you will be taken to a 3rd party portal to complete your application and pay any fees associated with your credit report and application. StartMyApplication is a 3rd party software and Poli Mortgage Group makes no warranties as to its system. Opinions, conclusions and other information that do not relate to the official business of Poli Mortgage Group shall be understood as neither given nor endorsed by it. Any mention of loan documentation does not constitute an underwriting approval or a promise to lend.

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    ©2024 Poli Mortgage Group. All Rights Reserved.

    Poli Mortgage Group is a Division of radius financial group inc. Corporate NMLS #1846. radius financial group inc. is an Equal Housing Lender. Poli Mortgage Group is licensed in CT, DC, FL, ME, MD, MA, NH, PA and RI. For more licensing information please visit: https://polimortgage.com/licenses/ or by visiting www.nmlsconsumeraccess.org. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs rates, terms and conditions are subject to change and are subject to borrower qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

    * This radius Pre-Approval/Credit Commitment Promise Contract ("Promise") is made and entered into, as of the date of the last signature below, by and between radius financial group inc. ("radius" or "Lender"), and the below-named Buyer and Seller. In consideration of Seller's reliance on this Promise in entering into a real estate purchase transaction with Buyer, the Parties agree as follows:

    PROMISE TO SELLER. In the event that a Seller is induced to accept an offer from, and enter into a purchase and sale agreement with, a radius borrower on account of this Promise in connection either with (a) a radius Pre-Approval or (b) a radius Credit Commitment and the Buyer is unable to close on such Eligible Transaction due to a mistake made by radius (with accurate and up-to-date information) on such Pre-Approval/Credit Commitment (a "Bad Pre-Approval"), then radius shall pay Seller ten thousand dollars ($10,000), subject to the terms and conditions herein as Seller's sole remedy.

    PROMISE TO BUYER. In the event that radius issues a Bad Pre-Approval to Buyer on an Eligible Transaction, radius will reimburse Buyer reliance expenses up to one thousand dollars ($1,000) for a home inspection, appraisal, or legal expenses actually paid out-of-pocket by Buyer, subject to the terms and conditions herein. This payment shall be Buyer's sole remedy.

    ELIGIBLE TRANSACTION. For purposes of this Promise, an "Eligible Transaction" is a purchase money mortgage transaction for a primary residence (made on or after April 1, 2018) (not made to a radius employee or immediate family member), provided that the loan is a Conventional, USDA, VA, or FHA loan product for either (i) an existing home resale or (ii) a newly constructed home that is to be delivered and closed within ninety (90) days of the P&S.

    CONDITIONS. The applicable radius Pre-Approval must not have expired prior to the date of the P&S. Offers/P&Ss cancelled due to home inspection issues or title defects are not covered under this Promise, and this Promise is void if a Bad Pre­Approval is the result of: (i) a change in Buyer's financial position, (ii) property specific requirements or expenses (e.g. homeowner's association dues/fees, flood insurance, or property taxes), or (iii) loan product availability or underwriting requirements, or third-party actions outside of radius' control.

    FUNDS DISBURSEMENT. Any funds due and payable under this Promise will be paid if requested by Buyer or Seller in writing within 90 days of the date of an applicable Adverse Action Notice and accompanied by a fully-executed copy of this Promise. Any payments made under this Promise will be reported to the Internal Revenue Service by radius on a Form 1099-MISC or as otherwise required by then-applicable law. Please consult your tax advisor for any tax implications.