A pre-qualification can typically be done in about an hour. Getting pre-qualified is a good first step which will let you know if you should proceed to the pre-approval process. For pre-qualification, you will need to complete a mortgage application and allow us to request your credit from the credit bureaus. Your loan officer will review the mortgage application and credit and determine if you are pre-qualified.

A valid pre-approval is the best tool you can have in hand when shopping for a new home. The pre-approval, unlike the pre-qualification, has been examined by an underwriter. Poli Mortgage Group has underwriters on staff; therefore, this process can be done relatively quickly. A pre-approval typically identifies you as a qualified buyer to the real estate agent and seller.