What paperwork should I prepare for pre-approval?
Although the required paperwork may differ based on the type of employment history, the following list is a great start:
- W2’s for each applicant for the previous two years and/or if self-employed, two years of federal tax returns, as well as the last 30 days of consecutive pay stubs with year to date earnings on them
- All pages of the two most recent and consecutive checking and savings account statements
- All borrower full names, social security numbers and full addresses for the past two years
- A copy of each borrower’s driver’s license