First Time Home Buyers

Buying Your Home Shouldn't Require Years Of Experience In Real Estate.

Be Confident In Your Homebuying Process.

Unsure About The Process Of Going From Renting To Buying?

Don’t Know Who To Trust To Help You Through The Buying Process?

Let Us Give You The Roadmap To Clearly And Thoughtfully Guide You Through Your Homebuying Journey.

If you’re a first time homebuyer – You Deserve The Attention & Guidance Of An Experienced Advisor.

Today’s Mortgage Rates

Below are common homebuying scenarios and their related rate quotes. Feel free to request additional scenarios from our team at any time.

Stop Feeling:

And Start Learning:

We've been helping our clients reach their homeownership goals for over 20 years.

Home Loans
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Years In Business
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5 Star Reviews
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What Our Customers Are Saying About Us:​

Kat KellerKat Keller
18:50 17 Nov 23
Jesse, Sarah, Lynn, and the entire Poli team were incredible to work with! After 2.5 years of trying to find a condo, Jesse never failed to write me pre approval letters as soon as I needed them. Sarah worked tirelessly to assist me as well and everyone was available 24/7. I can’t thank them enough for all of their hard work and highly recommend them for their outstanding service.
Brenna DonnellyBrenna Donnelly
16:46 28 Sep 23
As a first-time home buyer, the process can seem overwhelming, but Chip, Sarah and the team at Poli Mortgage were so helpful and made it feel like a breeze. They were very fun, easy, and professional to work with and always had my best interest in mind. Highly, highly recommend working with them.
Quick process,helpful ,competitive market loan match and followup's.Easy to approach.
Mirline MilienMirline Milien
17:28 15 Aug 23
Tom Shea was amazing to work with! Looking forward to working with him again.
Lori KollerLori Koller
19:54 04 Aug 23
Thank you again for EVERYTHING! From the beginning of the process Chip was knowledgable and patient! He turned us over to his wing woman Sarah who was an angel sent from above!! She made this stressful process so much more bearable for us!! We wouldn't be where we are right now without her!! There are not enough words to describe her professionalism and personality!! We will be back to Poly Mortgage because of Sarah and Chip!!! 🙂 - D & L Koller
Regina DonoghueRegina Donoghue
14:59 26 Jul 23
I worked with Sarah Zagaglia from Poli and she was a delight to work with. I'm a 1st time home buyer and wasn't sure what to expect with the ever changing interest rates and I ended up with a great rate. Sarah was knowledgeable and explained the process and answered all my questions. If I would highly recommend Sarah for your mortgage needs.
kumar sambhavkumar sambhav
16:58 23 Jun 23
I have used Poli as my lender for the second time and it has never disappointed me. The staff of Poli are so professional and knowledgeable and at the same time so much customer friendly that I would be more than happy to use their service in future and happily recommend it to my friends and family. I would like to especially thank Sarah, VP Operations from Poli who was always available to me whenever I needed any professional guidance.Once again thank you Poli for being so transparent and customer friendly. I wish you all good luck.Best ,Sam
Katherine TuckerKatherine Tucker
22:24 09 Jun 23
My fiancée and I worked with Sarah and Lynn at Poli to close on a home last month. As first-time homebuyers, we had lots of questions (and some nerves!). Sarah not only could not have been nicer, but truly went ABOVE AND BEYOND to support us through the process. It was one of the best customer service experiences we have had with any professionals, ever. We would recommend the Poli group to anyone in a heartbeat!
Renda MottRenda Mott
14:06 19 Oct 22
We have done business with Poli Mortgage for over 15 years, mortgages and refis, and they are the best. Chip Poli and his team minimize the hassles and keep you informed every step of the way. Big shout out to senior loan processor Lynn Nastasio, who makes sure every detail is perfect and that we don’t miss a step. Highly, highly recommend Poli Mortgage.
Ashley FuchsAshley Fuchs
13:16 14 Oct 22
The loan officer I worked with at Poli was professional, personable, and kind. He helped me navigate a dizzyingly rapid process during a stressful time of my life, with a calm and informative manner. I would recommend this company to anyone who is in the process of looking for the best rates with the best service!
Frannie HehFrannie Heh
00:28 22 Jul 22
Cindy has been our long-term friend and helped us through many house purchases and refinancing processes. She is not only kind, responsible, but also super smart and reliable. I am in real estate and have met many mortgage agents. She is the best to say the least.
Joshua LeeJoshua Lee
17:02 21 Jul 22
Working with Poli was a a great experience overall. We worked with Jesse and Lynn and they were both very responsive and helpful in explaining anything we didn’t understand. They provided different ways to save on costs compared to other mortgage lenders who had add-on fees for things that are required no matter who you choose so helping to save costs was appreciated. I’ll spare the details but bottom line is the process was very smooth working with them.Tip: Just be proactive in asking what else is needed and start preparing docs, etc so there’s no delay on your end. As long as you have all the documents stored and readily available to upload, it should be fairly simple.I would recommend them and go through the home buying process again.
jeff scibiliajeff scibilia
10:51 15 Jun 22
The Poli Mortgage team is the best company I have ever dealt with in any business. Fast response, quick answers, knowledge transfer in mortgage speak that makes sense always. It's such a pleasure dealing from the top of their management stack through the entire processing and underwriting teams. They get the job done with no hassle whatsoever. I highly recommend this company and you will go back to them for every mortgage requirement you have at any time.
Cheryl CostaCheryl Costa
16:42 25 Jan 22
Working with Poli Mortgage was a great experience. The communication is wonderful. If you have not had a great experience with your mortgage company in the past I suggest you use Poli in the future,. They walked you through everything that is required of and were there every step of the way. Great company with great people!

How We Help You Win (The Poli Promise)

Knowledge is power in the homebuying process. That’s why our company is designed to create a personal relationship with you, taking the time to truly understand your needs and goals. Every home is unique, and so is your journey to it.

Listen To YOUR Needs

We take the time to understand:

  • What you are looking for in your new home.
  • Your timeline for buying your new home
  • Concerns you have as you start your homebuying journey

Guidance From The Experts

You don't buy a house every day...
But we help people buy houses every day. Work directly with a Poli Mortgage loan consultant at all times, so you are informed of your options and best path for your situation.

Speedy Pre-Approval

Our seasoned staff handles everything in-house - to keep costs down AND to streamline the process. This translates to fully backed pre-approval letters that give you the assurance you need to move quickly in your home search.

Access To Our Network

Our Friends Are Your Friends
Need help finding an experienced realtor or attorney? Enjoy access to our referral portfolio of reputable real estate, legal, accounting, and service professionals.​

Rates You Can Brag About

We follow our founder's motto seriously; "take a little less, and help MORE people." Which translates to lower rates for you. We're so proud of our rates, you can see them any time here.

Close With Confidence

Find your home, close the deal, and move on in!

We'll be by your side, right through that final crossed "t" if you have any questions.

Ready To Move Forward?

Knowledge is power in the homebuying process. That’s why our company is designed to create a personal relationship with you, taking the time to truly understand your needs and goals. Every home is unique, and so is your journey to it.

Home loans come in many shapes and sizes.

Deciding which loan makes the most sense for your financial situation and goals means understanding the benefits of each. Whether you are buying a home or refinancing, there are two basic types of home loans.

Each has different reasons you’d choose them.

Request A Call With A Mortgage Loan Officer:

Next Steps

Get Pre-Approved

Getting pre-approved is the first step in buying a home. By getting pre-approved, you can:

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