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At Poli Mortgage Group, we believe in offering every customer as much mortgage loan information as we possibly can.
We want to help answer your questions about the home loan process and also provide valuable insight on your mortgage loan-related decisions.
We are also committed to keeping every Poli Mortgage customer updated on the latest in mortgage laws and news. If you’re getting ready to purchase or refinance a home, we invite you to explore the valuable self-educational articles and videos here on our website.
These references cover everything from the “how to’s” of buying your house to the real estate and tax topics everyone interested in buying or refinancing property needs to know.
1. Home Value – The desired mortgage amount and estimated appraised value of your home will determine refinance eligibility. The Loan-to-Value ratio must be within a qualifying range for refinance program eligibility.
2. Credit Score – If your credit score is the same or better than your last financing round, you have a good chance of qualifying for a mortgage refinance. If your credit rating has lowered, this may result in a closer scrutiny of your loan request.
3. Debt Ratio – If your income has remained stable, and your monthly expenses have not increased, you are in a good position to refinance your home loan. Lowered income and/or increased expenses may present challenges.
We have a number of refinance program options including, but not limited, to our competitive FHA refinance program.
We want to help answer your questions about the home loan process and also provide valuable insight on your mortgage loan decisions. Please reach out to us at 781-232-8000 to speak with one of our experienced loan officers.
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