Mortgages For First Time Homebuyers

Looking For A Mortgage As A First Time Homebuyer?

You Deserve The Attention & Guidance Of An Experienced Loan Officer.

Buying your home shouldn't require years of experience in real estate.

- Unsure about the process of going from renting to buying?
- Don't Know who to trust to help you through the buying process and represent you?
- Feel like you'll be paying rent forever?

Let Us Give You The Roadmap To Clearly And Thoughtfully Guide You Through Your Homebuying Journey

Chat With One Of Our Mortgage Officers:

781-232-8000

What Our Customers Are Saying About Us:

Poli Mortgage Group, Inc. - NMLS #1979

5.0

Based on 422 reviews

review us on

Matt Reynolds

21:03 13 Aug 24

I can't stress enough how wonderful my experience was working with Sarah at Poli Mortgage. From the very beginning, she provided valuable insight and was incredibly patient with all my questions as a first-time home buyer. My wife and I began our search for our first home in 2020, right around the time of the pandemic. After making eight offers, we finally closed on our dream home in 2023, all thanks to Sarah's quick coordination with our real estate agent. If you're currently in need of a reliable and reputable lender, Poli Mortgage comes highly recommended.

Kat Keller

18:50 17 Nov 23

Jesse, Sarah, Lynn, and the entire Poli team were incredible to work with! After 2.5 years of trying to find a condo, Jesse never failed to write me pre approval letters as soon as I needed them. Sarah worked tirelessly to assist me as well and everyone was available 24/7. I can’t thank them enough for all of their hard work and highly recommend them for their outstanding service.

Brenna Donnelly

16:46 28 Sep 23

As a first-time home buyer, the process can seem overwhelming, but Chip, Sarah and the team at Poli Mortgage were so helpful and made it feel like a breeze. They were very fun, easy, and professional to work with and always had my best interest in mind. Highly, highly recommend working with them.

Srinivasan Venkataramanan

19:03 08 Sep 23

Quick process,helpful ,competitive market loan match and followup's.Easy to approach.

Mirline Milien

17:28 15 Aug 23

Tom Shea was amazing to work with! Looking forward to working with him again.

Lori Koller

19:54 04 Aug 23

Thank you again for EVERYTHING! From the beginning of the process Chip was knowledgable and patient! He turned us over to his wing woman Sarah who was an angel sent from above!! She made this stressful process so much more bearable for us!! We wouldn't be where we are right now without her!! There are not enough words to describe her professionalism and personality!! We will be back to Poly Mortgage because of Sarah and Chip!!! 🙂 - D & L Koller

Regina Donoghue

14:59 26 Jul 23

I worked with Sarah Zagaglia from Poli and she was a delight to work with. I'm a 1st time home buyer and wasn't sure what to expect with the ever changing interest rates and I ended up with a great rate. Sarah was knowledgeable and explained the process and answered all my questions. If I would highly recommend Sarah for your mortgage needs.

kumar sambhav

16:58 23 Jun 23

I have used Poli as my lender for the second time and it has never disappointed me. The staff of Poli are so professional and knowledgeable and at the same time so much customer friendly that I would be more than happy to use their service in future and happily recommend it to my friends and family. I would like to especially thank Sarah, VP Operations from Poli who was always available to me whenever I needed any professional guidance.Once again thank you Poli for being so transparent and customer friendly. I wish you all good luck.Best ,Sam

Shawn Mulligan

00:56 22 Jun 23

Sarah and team did a great job helping me through the process of obtaining a mortgage. They were very responsive to all inquiries by email or phone, were efficient in the approval process, minimizing requirements/paperwork as much as possible and did everything well in advance so closing was a breeze. Having gone through this process several times in the past, I can say this was the easiest it has ever been for me. I highly recommend the team at Poli Mortgage.

Katherine Tucker

22:24 09 Jun 23

My fiancée and I worked with Sarah and Lynn at Poli to close on a home last month. As first-time homebuyers, we had lots of questions (and some nerves!). Sarah not only could not have been nicer, but truly went ABOVE AND BEYOND to support us through the process. It was one of the best customer service experiences we have had with any professionals, ever. We would recommend the Poli group to anyone in a heartbeat!

Renda Mott

14:06 19 Oct 22

We have done business with Poli Mortgage for over 15 years, mortgages and refis, and they are the best. Chip Poli and his team minimize the hassles and keep you informed every step of the way. Big shout out to senior loan processor Lynn Nastasio, who makes sure every detail is perfect and that we don’t miss a step. Highly, highly recommend Poli Mortgage.

Ashley Fuchs

13:16 14 Oct 22

The loan officer I worked with at Poli was professional, personable, and kind. He helped me navigate a dizzyingly rapid process during a stressful time of my life, with a calm and informative manner. I would recommend this company to anyone who is in the process of looking for the best rates with the best service!

Frannie Heh

00:28 22 Jul 22

Cindy has been our long-term friend and helped us through many house purchases and refinancing processes. She is not only kind, responsible, but also super smart and reliable. I am in real estate and have met many mortgage agents. She is the best to say the least.

Joshua Lee

17:02 21 Jul 22

Working with Poli was a a great experience overall. We worked with Jesse and Lynn and they were both very responsive and helpful in explaining anything we didn’t understand. They provided different ways to save on costs compared to other mortgage lenders who had add-on fees for things that are required no matter who you choose so helping to save costs was appreciated. I’ll spare the details but bottom line is the process was very smooth working with them.Tip: Just be proactive in asking what else is needed and start preparing docs, etc so there’s no delay on your end. As long as you have all the documents stored and readily available to upload, it should be fairly simple.I would recommend them and go through the home buying process again.

jeff scibilia

10:51 15 Jun 22

The Poli Mortgage team is the best company I have ever dealt with in any business. Fast response, quick answers, knowledge transfer in mortgage speak that makes sense always. It's such a pleasure dealing from the top of their management stack through the entire processing and underwriting teams. They get the job done with no hassle whatsoever. I highly recommend this company and you will go back to them for every mortgage requirement you have at any time.

Cheryl Costa

16:42 25 Jan 22

Working with Poli Mortgage was a great experience. The communication is wonderful. If you have not had a great experience with your mortgage company in the past I suggest you use Poli in the future,. They walked you through everything that is required of and were there every step of the way. Great company with great people!

Be Confident In Your Homebuying Process

We’ll Help You Reach Your Homeowner Dreams By Being A Guide, Every Step In The Journey.

We’ve been helping our clients reach their homeownership goals for over 20 years.

Home loans

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Year Founded

2022

5 Star Reviews

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How We Help You Win (The Poli Promise)

Knowledge is power in the homebuying process. That’s why our company is designed to create a personal relationship with you, taking the time to truly understand your needs and goals. Every home is unique, and so is your journey to it.

Listen To YOUR Needs

We take the time to understand:

What you are looking for in your new home.
Your timeline for buying your new home
Concerns you have as you start your homebuying journey

Guidance From The Experts

You don't buy a house every day...
But we help people buy houses every day. Work directly with a Poli Mortgage loan consultant at all times, so you are informed of your options and best path for your situation.

Speedy Pre-Approval

Our seasoned staff handles everything in-house - to keep costs down AND to streamline the process. This translates to fully backed pre-approval letters that give you the assurance you need to move quickly in your home search.

Access To Our Network

Our Friends Are Your Friends
Need help finding an experienced realtor or attorney? Enjoy access to our referral portfolio of reputable real estate, legal, accounting, and service professionals.

Rates You Can Brag About

We follow our founder's motto seriously; "take a little less, and help MORE people." Which translates to lower rates for you. We're so proud of our rates, you can see them any time here.

Close With Confidence

Our Mission Is To Provide: To Help Get You The Mortgage You Need.

Because It's More Than A Mortgage

It’s meals at the dinner table, surrounded by family.

A place to raise children, and provide them with a good education.

Decorating and renovating your home as YOU see fit.

It’s a new start, in a neighborhood you feel safe in.

Buying a home in today’s world?

It’s MORE than a mortgage, it’s about making memories…

Wherever you are in your home buying journey, Poli Mortgage is here to guide you.

Poli Mortgage Group is a Division of radius financial group inc. Corporate NMLS #1846. radius financial group inc. is an Equal Housing Lender. Poli Mortgage Group is licensed in CT, DC, FL, ME, MD, MA, NH, PA and RI. For more licensing information please visit: https://polimortgage.com/licenses/ or by visiting www.nmlsconsumeraccess.org. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs rates, terms and conditions are subject to change and are subject to borrower qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

* This radius Pre-Approval/Credit Commitment Promise Contract ("Promise") is made and entered into, as of the date of the last signature below, by and between radius financial group inc. ("radius" or "Lender"), and the below-named Buyer and Seller. In consideration of Seller's reliance on this Promise in entering into a real estate purchase transaction with Buyer, the Parties agree as follows:

PROMISE TO SELLER. In the event that a Seller is induced to accept an offer from, and enter into a purchase and sale agreement with, a radius borrower on account of this Promise in connection either with (a) a radius Pre-Approval or (b) a radius Credit Commitment and the Buyer is unable to close on such Eligible Transaction due to a mistake made by radius (with accurate and up-to-date information) on such Pre-Approval/Credit Commitment (a "Bad Pre-Approval"), then radius shall pay Seller ten thousand dollars ($10,000), subject to the terms and conditions herein as Seller's sole remedy.

PROMISE TO BUYER. In the event that radius issues a Bad Pre-Approval to Buyer on an Eligible Transaction, radius will reimburse Buyer reliance expenses up to one thousand dollars ($1,000) for a home inspection, appraisal, or legal expenses actually paid out-of-pocket by Buyer, subject to the terms and conditions herein. This payment shall be Buyer's sole remedy.

ELIGIBLE TRANSACTION. For purposes of this Promise, an "Eligible Transaction" is a purchase money mortgage transaction for a primary residence (made on or after April 1, 2018) (not made to a radius employee or immediate family member), provided that the loan is a Conventional, USDA, VA, or FHA loan product for either (i) an existing home resale or (ii) a newly constructed home that is to be delivered and closed within ninety (90) days of the P&S.

CONDITIONS. The applicable radius Pre-Approval must not have expired prior to the date of the P&S. Offers/P&Ss cancelled due to home inspection issues or title defects are not covered under this Promise, and this Promise is void if a Bad PreApproval is the result of: (i) a change in Buyer's financial position, (ii) property specific requirements or expenses (e.g. homeowner's association dues/fees, flood insurance, or property taxes), or (iii) loan product availability or underwriting requirements, or third-party actions outside of radius' control.

FUNDS DISBURSEMENT. Any funds due and payable under this Promise will be paid if requested by Buyer or Seller in writing within 90 days of the date of an applicable Adverse Action Notice and accompanied by a fully-executed copy of this Promise. Any payments made under this Promise will be reported to the Internal Revenue Service by radius on a Form 1099-MISC or as otherwise required by then-applicable law. Please consult your tax advisor for any tax implications.

Looking For A Mortgage As A First Time Homebuyer?You Deserve The Attention & Guidance Of An Experienced Loan Officer.