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Guiding You Through Your Home buying Journey

You Want To Find A Home

So, as someone who hasn’t gone through the process before, you do what any smart professional should do - look for help to prepare you for the process.

But there's something "off" about the feedback you're getting

The people you usually turn to the most for life advice (parents, mentors, financial advisors) make it seem like buying a house is ready-set-go, but you feel like you can’t find your way out of the starting block…

And the frustration of wanting to turn to people we usually count on for guidance/advice and realizing that:

  • They don’t understand just how quickly home prices have escalated in recent years
  • Today there are MULTIPLE buyers for every house on the market.
  • Competition from new banking/investment companies (Zillow, Crowdstreet, BlackRock) that are ALSO buying up single family homes, pressuring sellers to accept cash offers and quick closings

And this has left you feeling:

  • Overwhelmed & Confused By The Process
  • Like You’ll Never Get A Home You Deserve
  • Like You’ll Be Paying Rent Forever

That’s why we created "The Road Home" Video Series

In easy-to-understand language, we’re going to simplify the steps to help you reach your homeowner dreams – IN TODAY’S WORLD.

Videos

Road Home Podcast - Episode 1 - the Mental Game

Road Home Podcast – The Mental Game

Guiding You Through Your Home buying Journey Ep. 1 -The Mental Game Making large financial decisions (like buying a house) can be scary – and Americans HATE TO TALK ABOUT THEIR FINANCES. In fact, an article from Reuters noted that... Read More

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Road Home Podcast - Episode 2 - What Is Your Why

Road Home Podcast – What Is Your Why

Guiding You Through Your Home buying Journey Ep. 2 – What Is Your Why Why do people even buy homes? Change is hard – and moving can feel like a daunting task. But, being able to clearly articulate why you’re... Read More

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Road Home Podcast - Episode 4 - Building Your Team

Road Home Podcast – Building Your Team

Guiding You Through Your Home buying Journey Ep. 4 – Building Your Team Buying a home shouldn’t require years of experience in real estate. Real Estate professionals should be doing more to help you understand the programs & processes that... Read More

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Poli Mortgage Group is a Division of radius financial group inc. Corporate NMLS #1846. radius financial group inc. is an Equal Housing Lender. Poli Mortgage Group is licensed in CT, DC, FL, ME, MD, MA, NH, PA and RI. For more licensing information please visit: https://polimortgage.com/licenses/ or by visiting www.nmlsconsumeraccess.org. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs rates, terms and conditions are subject to change and are subject to borrower qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

* This radius Pre-Approval/Credit Commitment Promise Contract ("Promise") is made and entered into, as of the date of the last signature below, by and between radius financial group inc. ("radius" or "Lender"), and the below-named Buyer and Seller. In consideration of Seller's reliance on this Promise in entering into a real estate purchase transaction with Buyer, the Parties agree as follows:

PROMISE TO SELLER. In the event that a Seller is induced to accept an offer from, and enter into a purchase and sale agreement with, a radius borrower on account of this Promise in connection either with (a) a radius Pre-Approval or (b) a radius Credit Commitment and the Buyer is unable to close on such Eligible Transaction due to a mistake made by radius (with accurate and up-to-date information) on such Pre-Approval/Credit Commitment (a "Bad Pre-Approval"), then radius shall pay Seller ten thousand dollars ($10,000), subject to the terms and conditions herein as Seller's sole remedy.

PROMISE TO BUYER. In the event that radius issues a Bad Pre-Approval to Buyer on an Eligible Transaction, radius will reimburse Buyer reliance expenses up to one thousand dollars ($1,000) for a home inspection, appraisal, or legal expenses actually paid out-of-pocket by Buyer, subject to the terms and conditions herein. This payment shall be Buyer's sole remedy.

ELIGIBLE TRANSACTION. For purposes of this Promise, an "Eligible Transaction" is a purchase money mortgage transaction for a primary residence (made on or after April 1, 2018) (not made to a radius employee or immediate family member), provided that the loan is a Conventional, USDA, VA, or FHA loan product for either (i) an existing home resale or (ii) a newly constructed home that is to be delivered and closed within ninety (90) days of the P&S.

CONDITIONS. The applicable radius Pre-Approval must not have expired prior to the date of the P&S. Offers/P&Ss cancelled due to home inspection issues or title defects are not covered under this Promise, and this Promise is void if a Bad Pre­Approval is the result of: (i) a change in Buyer's financial position, (ii) property specific requirements or expenses (e.g. homeowner's association dues/fees, flood insurance, or property taxes), or (iii) loan product availability or underwriting requirements, or third-party actions outside of radius' control.

FUNDS DISBURSEMENT. Any funds due and payable under this Promise will be paid if requested by Buyer or Seller in writing within 90 days of the date of an applicable Adverse Action Notice and accompanied by a fully-executed copy of this Promise. Any payments made under this Promise will be reported to the Internal Revenue Service by radius on a Form 1099-MISC or as otherwise required by then-applicable law. Please consult your tax advisor for any tax implications.