Meet Unidos - Poli Mortgage Group

Credit Repair Counseling

We at Poli Mortgage believe that our customers are not just those who we are able to process loans for. For us, that customer connection is forged from the very first “Hello!”

With our service extending beyond just the life of an active loan, we offer resources throughout the entire home buying-process. You may not be mortgage-ready now, but we would love to help you get there!

As our customer, you deserve the very best.

We have recently partnered with UnidosUS to offer our borrowers a solution.

Meet UnidosUS!

Established in 1968, UnidosUS believes that “Stronger Communities” build a “Stronger America”.

Since 1997, the programs offered by UnidosUS National Homeownership Network (NHN) have changed the lives of more than 590,000+ families.

Whether you are shopping around or feeling ready to buy, UnidosUS can help!

They assist those in the home-buying process through counseling and expert advice. A Home and Urban Development (HUD) Certified Counselor will work with you to create an Action Plan tailored to your individual needs.

They offer various levels of engagement and timelines that best-fit your situation. The invaluable information and financial skills learned during their support sessions will continue to benefit you, long after your mortgage has closed.

With Poli’s deep-rooted values and the mission UnidosUs works tirelessly to fulfill, this is a partnership we are proud to be apart of.

We look forward to the opportunity to help you change your life!

Connect With Unidos

Features:

Reviewing your personal situation (its confidential!)
Discuss different strategies to help reduce your debt & increase savings
• Create a personalized roadmap to increase your credit score
• Provide access to community resources to help with mortgage or rent relief if you’re behind on your payments

Registration & Your Journey

Two Ways To Sign Up:

Or call Unidos directly at 844-214-8332

Mon – Friday 8:30AM to 6PM PST

Our Intake Rep Will:

Inquire about your program goals to place with the appropriate expert
Create your profile and obtain basic demographics
Schedule a phone meeting with you and the Coach
Provide you with an overview of the program

On the Day Of Your Appointment:

Be sure you are in a quiet and safe space to talk to your counselor
The counselor will obtain your program goals, review your budget, and provide action items to reach your goal.
If you and your counselor identify that a follow-up session is needed, an appointment will be scheduled before the end of your call.
All sessions are free and confidential

Poli Mortgage Group is proud to stand behind a mission of rates, integrity and service.

Not only are we committed to:

providing highly competitive rates,
closing each loan quickly and efficiently,
serving our customers with the greatest of integrity

we are also seriously invested in the people who represent our company and clientele.

It is our goal to help every customer through the home buying and mortgage loan process as conveniently and affordably as possible.

With Poli Mortgage Group, you’ll receive personalized attention and guidance from trusted loan professionals.

Wondering What Your Rate Could Be?

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Poli Mortgage Group is a Division of radius financial group inc. Corporate NMLS #1846. radius financial group inc. is an Equal Housing Lender. Poli Mortgage Group is licensed in CT, DC, FL, ME, MD, MA, NH, PA and RI. For more licensing information please visit: https://polimortgage.com/licenses/ or by visiting www.nmlsconsumeraccess.org. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs rates, terms and conditions are subject to change and are subject to borrower qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

* This radius Pre-Approval/Credit Commitment Promise Contract ("Promise") is made and entered into, as of the date of the last signature below, by and between radius financial group inc. ("radius" or "Lender"), and the below-named Buyer and Seller. In consideration of Seller's reliance on this Promise in entering into a real estate purchase transaction with Buyer, the Parties agree as follows:

PROMISE TO SELLER. In the event that a Seller is induced to accept an offer from, and enter into a purchase and sale agreement with, a radius borrower on account of this Promise in connection either with (a) a radius Pre-Approval or (b) a radius Credit Commitment and the Buyer is unable to close on such Eligible Transaction due to a mistake made by radius (with accurate and up-to-date information) on such Pre-Approval/Credit Commitment (a "Bad Pre-Approval"), then radius shall pay Seller ten thousand dollars ($10,000), subject to the terms and conditions herein as Seller's sole remedy.

PROMISE TO BUYER. In the event that radius issues a Bad Pre-Approval to Buyer on an Eligible Transaction, radius will reimburse Buyer reliance expenses up to one thousand dollars ($1,000) for a home inspection, appraisal, or legal expenses actually paid out-of-pocket by Buyer, subject to the terms and conditions herein. This payment shall be Buyer's sole remedy.

ELIGIBLE TRANSACTION. For purposes of this Promise, an "Eligible Transaction" is a purchase money mortgage transaction for a primary residence (made on or after April 1, 2018) (not made to a radius employee or immediate family member), provided that the loan is a Conventional, USDA, VA, or FHA loan product for either (i) an existing home resale or (ii) a newly constructed home that is to be delivered and closed within ninety (90) days of the P&S.

CONDITIONS. The applicable radius Pre-Approval must not have expired prior to the date of the P&S. Offers/P&Ss cancelled due to home inspection issues or title defects are not covered under this Promise, and this Promise is void if a Bad PreApproval is the result of: (i) a change in Buyer's financial position, (ii) property specific requirements or expenses (e.g. homeowner's association dues/fees, flood insurance, or property taxes), or (iii) loan product availability or underwriting requirements, or third-party actions outside of radius' control.

FUNDS DISBURSEMENT. Any funds due and payable under this Promise will be paid if requested by Buyer or Seller in writing within 90 days of the date of an applicable Adverse Action Notice and accompanied by a fully-executed copy of this Promise. Any payments made under this Promise will be reported to the Internal Revenue Service by radius on a Form 1099-MISC or as otherwise required by then-applicable law. Please consult your tax advisor for any tax implications.