Have questions? We're here to help every step of the way.Call 781-232-8000sarah.joy@poligrp.com

5.0
★★★★★

450+ Google reviews

450+ five-star reviews.
Every one earned.

I'm and I'm

Founded by Chip Poli in 2001. Every program the big lenders offer, with the personal service Chip built Poli on.

Investing? Run a DSCR check →

Your next step

Get pre-approved. Win the house.

Pre-Approval Promise

$10,000 behind your offer.

If your financing isn’t approved, we pay the seller $10,000 and reimburse you up to $1,000.

A real person answers every call and email.

What buyers say about Poli.

★★★★★

Working with the Poli Mortgage Group has been a pleasure. From the first phone call to the final call we were met with a pleasant professional each time. We worked with Chip who explained everything we needed to make a smooth transaction.

Bobbee F. · Purchase · Google

★★★★★

I couldn’t be happier with my experience dealing with Poli Mortgage. Chip was extremely helpful from day 1 and made me feel much better about the process.

Brian L. · Purchase · Google

★★★★★

Oh my, where to begin? Poli Mortgage Group is incredible! I worked with Chip and Sarah as they represented my buyers who ended up switching lenders mid-transaction.

Kate M. · Real estate agent · Google

★★★★★

There aren’t enough words to thank Sarah for everything she did for us. Buying a home can be overwhelming, but she made us feel supported, informed, and genuinely cared for every step of the way. She went above and beyond in ways we’ll never forget.

Nicole F. · First home · Google

★★★★★

Sarah was an absolute wonderful person to work with! This was my wife and I’s first home purchase so naturally, it was quite stressful. Sarah treated us with compassion as well as tremendous professionalism throughout the whole process.

Alexander G. · First home · Google

★★★★★

Sarah led us through our entire experience one step at a time, making what can be a very stressful process of financing a home smooth and simple! She always answers right away and truly made our process and experience seamless! Cannot recommend her highly enough!

Kayla H. · Purchase · Google

★★★★★

I can’t stress enough how wonderful my experience was working with Sarah at Poli Mortgage. From the very beginning, she provided valuable insight and was incredibly patient with all my questions as a first-time home buyer.

Matt R. · First home · Google

★★★★★

Sarah Joy is a consummate professional. She gracefully handled every question, every twist and turn, all with good cheer and an extremely positive approach. She relieved anxiety when it briefly crept in and somehow made the whole experience a pleasure.

Bill · Purchase · Google

★★★★★

Poli really was amazing. They were easy to work with, always responsive and even met our short turnaround time of 36 days between our offer letter to the seller and our closing date.

Rany E. · Purchase · Google

Chip Poli hugging a client on closing day

Closing day

“We have been doing business with Poli Mortgage group since we bought our first home over 30 years ago when Chip Poli, the owner would come to our home to fill out applications personally. Over a dozen houses later, I cannot imagine going anywhere else.”

★★★★★ Kristen D. · Repeat client · Google review

Get pre-approved

What will it cost each month?

Illustrative only. Not a commitment to lend. Get an official Loan Estimate before choosing a loan.

Monthly payment

$3,202

Principal and interest on $520,000, 30-year fixed


If rates drop within 3 years, FreeFi covers qualifying closing costs on your refi.

Get pre-approved

Founder-led since 2001

Big-lender options. Founder-level service.

Chip Poli founded Poli in 2001 on a simple idea: treat every client like family. Today Chip and his team, including branch manager Sarah Zagaglia-Joy, guide every loan, backed by a full processing and closing team.

Chip Poli

Chip Poli

Founder · NMLS #19598

Call 781-232-8000

E: chipp@poligrp.com

Calls go to our main line, so you always reach a real person.

Sarah Zagaglia-Joy

Sarah Zagaglia-Joy

Branch Manager · NMLS #1914862

Call 781-232-8000

E: sarah.joy@poligrp.com

Free guides

Smart answers, one page at a time.

Twelve quick, friendly guides to buying, refinancing, and getting more from your home. Read online, or download to print and share.

Download all 12
  1. 01First-Time BuyersView
  2. 02Veterans and Hometown HeroesView
  3. 03Buy Before You SellView
  4. 04Self-Employed BuyersView
  5. 05Jumbo and High BalanceView
  6. 06Condo LoansView
  7. 07Build or RenovateView
  8. 08Investment Property (DSCR)View
  9. 09Is a Refi Worth It?View
  10. 10Cash-Out vs. HELOCView
  11. 11Reverse MortgagesView
  12. 12Mortgages and Student LoansView

Questions we hear every day.

Have questions? We're here to help every step of the way. Call or email anytime.

Connect with Us!

Ready when you are.

Your application goes straight to our team. We’ll reach out, usually the same day.

What happens after you apply

1

Apply in about 15 minutes

Online, or start with a quick call. Whatever is easiest for you.

2

We call or email you

Usually the same day, to walk through your options.

3

Get it in writing

Your pre-approval or refinance options, with real numbers and no surprises.